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What We Do

"Try to do very few things well."

– Steve Jobs, Co-Founder Apple Inc.

While many financial institutions are trying to do everything for everyone, we've chosen to do a few things very well to help make a meaningful difference in the lives of our clients.


Asset Management

We actively manage a series of risk-rated portfolio models. Each investment account is assigned to a portfolio model invested in low-cost mutual funds or ETFs that align with a client's risk tolerance and investment objectives.

Discover Our Process

Our Asset Management Process:


Step 1:

It All Starts With Data

Some data is objective, while others are subjective. We can know details such as the unemployment and inflation rates, GDP, and interest rates. We can also infer things like the path of monetary policy, fiscal policy, and where we are in the business cycle.

Step 2:

Apply What We Know & What We’ve Learned

From economics to history, we’ll apply our knowledge to extrapolate what areas of the economy might benefit from the current economic environment. 

Step 3:

Model Construction

After reviewing the data and considering the implications, we begin the model-building process by selecting investments we believe will perform favorably. Every investment has its own risk characteristics. We adjust the investments in the models to provide diversified, risk-rated portfolio models that align with our client's risk tolerance and investment objectives.

Step 4:

Monitor & Review

Finally, we monitor the portfolio models and review them frequently. We believe that having a systematic investment process that is measurable and repeatable leads to better outcomes.


Retirement Planning

“If you fail to plan, you are planning to fail.”

- Benjamin Franklin


What does retirement mean to you? For some, it's as simple as not having to work anymore. For others, retirement means the opportunity to travel or spend more time with family and friends. Retirement may mean a shift from doing work you "have to do" to doing work you "get to do." Whether you're currently enjoying retirement or planning for retirement well into the future, everyone can benefit from having a plan. 

See How We Build Yours

Building Your Retirement Plan

Some financial advisors try to squeeze retirement planning into a back-of-the-envelope calculation or a one-page sales pitch. We use interactive financial planning software to model what your finances may look like year by year. We consider your vision of retirement, when it will start, how long it may last, what it might cost, and where the money will come from. We consider your life expectancy, your assets, and liabilities. We factor in the anticipated cost of healthcare in retirement, the long-term forecast for investment returns, and inflation.

Retirement can be exciting and even a little scary, but after a bit of work, you can retire with confidence.



Financial Planning

Retirement may not be your only goal. You may be simultaneously planning to buy a second home, take a milestone vacation, pay for a wedding, or fund your child's education. We can model one goal's impact on another and how likely you are to achieve each goal.

We don't view retirement planning and financial planning as one-time events. Like your life, your financial plans are dynamic. Once we've done the initial planning, we can adjust the facts and assumptions to keep you on track to pursue your goals.


"The way to get started is to quit talking and begin doing."

- Walt Disney

Ready to Get Started?


Begin With an Initial Conversation